Traditional Benefits plans were designed to work well for 90% of employees. This statement was true 20 years ago, but today, employees have diverse needs that differ greatly depending on their age, income, location and lifestyle. As a result, a completely traditional plan no longer meets the needs of most employees. Health Care Spending Accounts can help to provide employee choice and customization when paired with a properly designed traditional plan. The proper design can increase employee appreciation of benefits, control costs and help to retain key talent.