The idea that a small sample of my saliva can tell someone how I will handle certain drugs or even determine my risk for developing some conditions seems like something from science fiction. However, it is now science fact.
As genetic testing becomes more accurate and less expensive, it is already becoming financially feasible to include these tests on a limited basis in benefit plans. Insurers are currently involved in pilot programs to explore the use of these test for:
· Increasing the safety of Heart Medication
· Ensuring the proper dosage of Depression drugs
· Shortening Disability claims
There are still some issues to work out including privacy concerns and portability of information, but overall, insurers are confident that these can be worked out and that Genetic Testing will start to become a normal part of benefits programs in the future.
Hansell Consulting Group Inc.